Mikro Kapital

"MIKRO KAPITAL MOLDOVA" is a non-banking financial organization active in Moldova. It's one of the leading microfinance organisations in the country that specialises in the financing of micro-, small- and medium sized enterprises (MSMEs)

It is part of the international group of companies called "MIKRO KAPITAL". The group has operations in The Commonwealth of Independent States (CIS) (made up of former Soviet Union states) and Western Europe. Currently, it is active in the financial markets of Russia, Belarus, Moldova, Armenia and Romania.

General information

BorrowerOCN ''Mikro Kapital Company" SRL
Head officeChisinau
Founded 4 April 2013
Active on Lendahand since 1 January 2021

Download annual report

Financial information per 2021-06-30

Portfolio Overview€19,354,113.09
Leverage ratio21.46%
Write-off ratio last 12 months0.90%
% investment amount in arrears (>90 days)0.66%

About Moldova

Moldova, officially the Republic of Moldova is a landlocked country in Eastern Europe. It is bordered by Romania to the west and Ukraine to the north, east, and south. The capital city is Chisinau. Due to a decrease in industrial and agricultural output following the dissolution of the Soviet Union, the service sector has grown to dominate Moldova's economy and is over 60% of the nation's GDP. It is the second poorest country in Europe by GDP per capita, and it has the lowest Human Development Index in the continent.

Last funded project

Mikro Kapital 5

With a loan of EUR 415,000 Mikro Kapital will provide working capital to another 50 entrepreneurs from the Republic of Moldova. The proceeds will go to medium and small businesses from sectors like agriculture, retail and transport services.

  • Local partner investment
  • 5 new jobs
  • 250 people reached



36 months



Annualized interest



6 months

Repayment Interval
Fully funded in 11 days on 26 June 2021.