SOFIPA 3
With a loan from Sofipa, Digna bought a potato machine which boosted her business significantly. Will you help about 830 female entrepreneurs like Digna through an investment? It allows local partner Sofipa to provide group loans to women in Mexico. *EUR/USD exchange rate risk*
Projektas
Proudly, Digna shows us her potato machine. With this investment in her business, she increased the production of her botanas, typical deep-fried Mexican snacks. She now offers her customers crunchy chips in all shapes and sizes. When Digna started her business, she could only produce small amounts. Now, however, her business has grown into a wholesaler with a lot of clients. Digna invested her first loan from Sofipa in pasta and oil, because ingredients are always a major expense. Watch Digna's story in this video.
Loans help entrepreneurs like Digna to grow their businesses. Thanks to your investments, small and medium-sized enterprises can generate employment for other workers in the region and support their families, next to their own.
This is highly necessary in the Southeast of Mexico, where Sofipa operates. Historically, this is the region with the highest disparities in the country and presents the highest poverty rates. These are the result of educational disadvantages, inadequate infrastructure, and limited access to basic services, all of which impede its development. Life for women in this area is even more difficult, which increases their disadvantage. A loan makes women more independent, creating equal opportunities and empowering them.
What social return could your investment generate?
Your investment through Sofipa enables group loans to about 830 women. Group loans run on a 16-week (4-month) cycle, and per cycle, the women build a credit history that can later help them apply for a formal bank loan. On an initial loan, a group member can borrow a maximum of 7,000 Mexican pesos (340 euros), without collateral. The women guarantee each other, providing a strong social, supportive construct.
The story of Sofipa
Financial inclusion is one of the problems the region of Oaxaca in Mexico is facing. The scarce offer of financial services specialized in reaching low-income citizens inspired the emergence of Sofipa in February 2004. With its existence, Sofipa contributes to financial inclusion and the region's overall development.
Sofipa started operating under the legal figure of the Cooperative Society. However, in search of being more competitive and innovative, in 2016, they decided to adopt the legal formation of an Investment Promotion Company, SOFOM, ENR. Read more about Sofipa on their company profile page. Since then, it has enabled at least 10.000 women to expand their businesses and improve the lives of their families.
Sofipa in numbers
- Founded in 2004
- 467 employees
- Loan portfolio of €13,968,857 (end of 2022), for female group loans
- Approximately 10.000 credits to women a year
USD Risk
Check the interest rate and maturity Sofipa offers you as an investor at the top of this page. For more information about possible exchange rate risks, visit our currency page.
SOFIPA
Poveikis
Pietryčių Meksikoje, kur veikia "Sofipa", labai reikalingas finansavimas. Istoriškai šis regionas susiduria su didžiausiais iššūkiais, o Oachakos valstijoje skurdo lygis kelia nerimą. Tai lėmė švietimo, infrastruktūros ir pagrindinių paslaugų trūkumai, kurie trukdė vystymuisi. Moterų padėtis šiame regione yra dar sudėtingesnė, o tai dar labiau didina atotrūkį. Paskola suteikia moterims daugiau galių, suteikia lygias galimybes ir daro jas stipresnes.
- Paskolų gavėjų moterų procentinė dalis: 92.9%
- 67 % paskolos gavėjų praneša apie pagerėjusią gyvenimo kokybę. Šaltinis: Apklausa, kurią atliko 60dB.
- Vidutinė paskolos suma: 473 EUR
TAP paveikti
Įgyvendindami šį projektą prisidedate prie šių darnaus vystymosi tikslų įgyvendinimo:
- TAP 1 - Nėra skurdo
- TAP 5 - Lyčių lygybė
- TAP 8 - deramas darbas ir ekonomikos augimas
- TAP 10 - Mažesnė nelygybė
Daugiau apie poveikį, kurį galite padaryti naudodamiesi mūsų platforma ir TAP, skaitykite mūsų poveikio puslapyje.
Susiję tinklaraščio straipsniai
- Susipažinkite su 3 moterimis verslininkėmis, kurios pasinaudojo "Sofipa" paskola.
- Moterys verslininkės yra būtinos galingai ekonomikai. Kodėl taip yra, skaitykite čia.
- Norite sužinoti daugiau apie investavimą pagal lytį? Spauskite čia.
- Norite sužinoti daugiau apie tai, kaip finansinė įtrauktis gali paskatinti verslumą? Skaitykite čia.
Sužinokite daugiau - Prisijunkite arba susikurkite paskyrą
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