FACES 7
L-investiment tiegħek se jipprovdi 92 intraprenditur fl-Ekwador b’aċċess għall-finanzjament permezz ta’ FACES, jgħinhom jikbru n-negozji tagħhom u jtejbu l-għajxien tagħhom. Waħda minnhom hija Brijida minn Catamayo, li tikkultiva l-fażola ħadra. Grazzi għall-Kreditu Agro, il-ħsad tagħha rnexxa.
Il-proġett
FACES hija istituzzjoni ta' mikrofinanzjament (MFI) mingħajr skop ta' qligħ fl-Ekwador li toħloq opportunitajiet ekonomiċi għal gruppi vulnerabbli billi toffri self individwali u ta' grupp. Il-fokus primarju tagħhom huwa fuq intraprendituri żgħar fl-agrikoltura u l-kummerċ, b'enfasi speċjali fuq in-nisa, li jiffurmaw 51% tas-self tagħhom.
FACES fuq Lendahand
- Attiva fuq Lendahand minn: April 2022
- Total ta' fondi miġbura: €1,233,607
- Ammont imħallas lura: €604,310
- Imgħax imħallas: €56,558
- Ħlasijiet fil-ħin: 7 minn 7 (100%)
L-investiment tiegħek
- Rata ta' imgħax annwali: 8%
- Ritorn: 9%. Għal investiment ta' €1,000, il-ħlas totali mistenni huwa €1,090.
- Tul ta' żmien: 24 xahar
- Ħlasijiet: Kull tliet xhur. Inti tirċievi ħlas lura tal-investiment tiegħek flimkien ma' imgħax kull tliet xhur, għal total ta' tmien ħlasijiet.
- Munita: dollaru. Jekk jogħġbok innota li waqt li tinvesti f'euro, is-self huwa f'dollari, li jfisser li hemm riskju ta' fluttwazzjonijiet tal-munita bejn it-tnejn. Żur il-paġna tagħna dwar ir-riskji tal-munita għal aktar dettalji.
FACES
Impatt
Ecuador faces serious economic challenges: 27% of the population lives in poverty, rising to 46% in rural areas. In 2023, the unemployment rate stood at 3.7%, with many people working in the informal sector without stable incomes or social security. Only 51% of the population has access to formal financial services.
FACES addresses these challenges by offering microloans and training to small entrepreneurs who lack access to traditional banking. Through training in financial management, business operations, and practical skills such as agricultural techniques, they help entrepreneurs stabilize their incomes and reduce poverty. By focusing on vulnerable groups, including women (51% of their borrowers), FACES directly contributes to improving living standards and strengthening Ecuador’s economic resilience.
SDGs impacted
With this project, you are contributing to the =Sustainable Development Goals below. Read more about the impact you can make through our platform and the SDGs on our impact page.
SDG 1 - No poverty
SDG 5 - Gender equality
SDG 8 - Decent work and economic growth
SDG 10 - Reduced inequalities
Related blog posts
- There’s more to learn about FACES as a new investment opportunity in their introduction.
- Did you know female entrepreneurs are essential for a powerful economy?
- Investor and guest blogger Marlous wrote an introduction for you to learn more about gender lens investing.
- Want to learn more about how financial inclusion can thrive entrepreneurship? Read here.
- Have a look at the many other microfinance institutions in our portfolio.
Skopri aktar - Idħol jew oħloq kont
Biex nipproteġu lill-imsieħba tagħna, ċerta informazzjoni hija disponibbli biss meta tkun illoggjat. Illoggja, jew oħloq kont b'xejn jekk int ġdid għal Lendahand!