FACES 7
Vaša investicija omogućit će 92 poduzetnika u Ekvadoru pristup financiranju putem FACES-a, pomažući im da razviju svoje poslovanje i poboljšaju životne uvjete. Jedna od njih je Brijida iz Catamaya, koja uzgaja zelene mahune. Zahvaljujući Agro Creditu, njezina žetva je uspješna.
Projekt
FACES je neprofitna mikrofinancijska institucija (MFI) u Ekvadoru koja stvara ekonomske prilike za ranjive skupine nudeći individualne i grupne zajmove. Njihov primarni fokus je na malim poduzetnicima u poljoprivredi i trgovini, s posebnim naglaskom na žene, koje čine 51% njihovih zajmoprimaca.
FACES na Lendahandu
- Aktivan na Lendahandu od: travnja 2022.
- Ukupno prikupljena sredstva: €1,233,607
- Iznos vraćen: €604,310
- Isplaćene kamate: €56,558
- Pravovremene otplate: 7 od 7 (100%)
Vaša investicija
- Godišnja kamatna stopa: 8%
- Povrat: 9%. Za ulaganje od €1,000, očekivani ukupni povrat je €1,090.
- Trajanje: 24 mjeseca
- Otplate: Kvartalne. Dobit ćete povrat svoje investicije plus kamate svaka tri mjeseca, ukupno osam otplata.
- Valuta: dolar. Imajte na umu da, iako ulažete u eurima, zajam je u dolarima, što znači da postoji rizik od valutnih fluktuacija između njih. Posjetite našu stranicu o valutnim rizicima za više detalja.
FACES
Utjecaj
Ecuador faces serious economic challenges: 27% of the population lives in poverty, rising to 46% in rural areas. In 2023, the unemployment rate stood at 3.7%, with many people working in the informal sector without stable incomes or social security. Only 51% of the population has access to formal financial services.
FACES addresses these challenges by offering microloans and training to small entrepreneurs who lack access to traditional banking. Through training in financial management, business operations, and practical skills such as agricultural techniques, they help entrepreneurs stabilize their incomes and reduce poverty. By focusing on vulnerable groups, including women (51% of their borrowers), FACES directly contributes to improving living standards and strengthening Ecuador’s economic resilience.
SDGs impacted
With this project, you are contributing to the =Sustainable Development Goals below. Read more about the impact you can make through our platform and the SDGs on our impact page.
SDG 1 - No poverty
SDG 5 - Gender equality
SDG 8 - Decent work and economic growth
SDG 10 - Reduced inequalities
Related blog posts
- There’s more to learn about FACES as a new investment opportunity in their introduction.
- Did you know female entrepreneurs are essential for a powerful economy?
- Investor and guest blogger Marlous wrote an introduction for you to learn more about gender lens investing.
- Want to learn more about how financial inclusion can thrive entrepreneurship? Read here.
- Have a look at the many other microfinance institutions in our portfolio.
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