Ovom vrstom ulaganja ulažete u financijske institucije koje istovremeno nude zajmove za nekoliko mikro, malih i srednjih poduzeća (MSP) na tržištima u razvoju. Vaša ulaganja u financijske institucije putem Lendahand dolaze s dodatnim slojem zaštite. Financijske institucije pokrivaju većinu rizika od neplaćanja i valutnih fluktuacija, a vi automatski diverzificirate svoje ulaganje među više poduzetnika MSP-a. Ovdje pronađite više informacija o vrstama ulaganja
| Zajmoprimac | Zemlja | Partner od | Portfelj | PAR 90* | % Otpisi% |
|---|---|---|---|---|---|
| Delta |  Uzbekistan | 15 July 2024 | €9,339,668 | 0.17% | 0.45% |
| Furuz |  Tadžikistan | 18 December 2023 | €8,274,558 | 0.90% | 0.00% |
| GSB Capital |  Mongolija | 1 December 2023 | €38,168,135 | 3.36% | 0.00% |
| SPBD Tonga |  Tonga | 10 October 2023 | €5,982,814 | 0.00% | 0.00% |
| SPBD Samoa |  Samoa | 10 October 2023 | €8,456,565 | 1.40% | 0.00% |
| Espoir |  Ekvador | 4 October 2023 | €58,942,879 | 3.40% | 0.07% |
| Vodiy | Uzbekistan | 15 August 2023 | €17,472,392 | 0.79% | 1.11% |
| Fortune Credit |  Kenija | 1 August 2023 | €2,616,165 | 4.90% | 0.00% |
| FONDESURCO |  Peru | 2 July 2023 | €20,552,561 | 8.00% | 0.60% |
| Kaebauk (KIF) |  Timor-Leste | 1 June 2023 | €25,569,153 | 5.00% | 1.00% |
| Renesans | Uzbekistan | 26 April 2023 | €6,856,999 | 0.26% | 0.71% |
| KWFT | Kenija | 12 April 2023 | €128,523,401 | 22.00% | 1.00% |
| OXUS | Tadžikistan | 23 March 2023 | €13,583,654 | 2.00% | 0.00% |
| HUMO | Tadžikistan | 20 February 2023 | €61,645,303 | 4.10% | 4.80% |
| SOFIPA |  Meksiko | 27 January 2023 | €13,968,857 | 4.00% | 6.20% |
| U&I Microfinance | Kenija | 13 September 2022 | €8,919,797 | 1.00% | 0.00% |
| Validus |  Indonezija | 1 July 2022 | €115,134,717 | 2.00% | 0.00% |
| InvesCore NBFI | Mongolija | 17 April 2022 | €107,972,223 | 0.43% | 0.01% |
| FACES | Ekvador | 1 April 2022 | €65,961,895 | 7.02% | 0.37% |
| Bailyk |  Kirgistan | 22 February 2022 | €53,984,989.06 | 2.11% | 0.01% |
| Salym | Kirgistan | 28 December 2021 | €40,138,998.34 | 2.00% | 0.97% |
| Creze | Meksiko | 21 October 2021 | €43,544,555 | 5.50% | 0.25% |
| MiCredito |  Nikaragva | 1 July 2021 | €20,397,444 | 2.00% | 0.40% |
| Kori | Peru | 1 May 2021 | €16,133,451 | 2.62% | 2.64% |
| Funding Societies | Indonezija | 19 January 2021 | €129,577,465 | 5.00% | 0.75% |
| Mikro Kapital |  Moldova | 1 January 2021 | €32,305,331 | 3.80% | 1.00% |
| First Finance |  Kambodža | 12 August 2020 | €66,597,643 | 4.00% | 0.00% |
| Phillip Bank | Kambodža | 14 March 2020 | €412,799,218.49 | 2.53% | 0.17% |
| EFC Uganda |  Uganda | 1 April 2019 | €12,967,849.53 | 9.21% | 2.21% |
| Spartan Impact Finance |  Južna Afrika | 1 March 2019 | €3,408,704.44 | 32.00% | 0.00% |
| Moringaway |  Zambija | 1 August 2018 | €3,773,763.87 | 0.00% | 0.00% |
| Lulalend | Južna Afrika | 1 June 2018 | €16,050,318.28 | 3.17% | 7.91% |
| Golomt Bank | Mongolija | 30 October 2017 | €973,745,713.68 | 6.66% | 1.39% |
| Opportunity Bank | Uganda | 1 August 2017 | €29,259,453.99 | 9.34% | 0.22% |
| Nusa Makmur | Indonezija | 1 July 2017 | €1,270,649 | 0.00% | 0.13% |
| FinancialAccess | Kenija | 1 February 2017 | €2,311,729.41 | 13.21% | 0.00% |
| Umati | Kenija | 1 October 2016 | €329,495 | 7.18% | 14.99% |
| Milaap |  Indija | 1 September 2016 | €3,440,923.90 | 0.00% | 0.00% |
| BNF | Kenija | 1 May 2016 | €312,647.18 | 82.48% | 1.00% |
| Kredit | Kambodža | 1 April 2016 | €269,553,997.32 | 0.81% | 0.17% |
| MAXIMA | Kambodža | 1 March 2016 | €17,188,610.92 | 0.74% | 0.00% |
| Agora Microfinance | Zambija | 1 October 2015 | €4,348,944.30 | 0.48% | 0.21% |
| Vision Fund Mongolia | Mongolija | 1 July 2015 | €3,514,483.69 | 7.91% | 0.81% |
| ABii National |  Gana | 1 December 2014 | €5,679,594.45 | 65.00% | 0.00% |
| Eclof Colombia |  Kolumbija | 1 November 2013 | €2,017,883.30 | 1.32% | 0.11% |
| NPFC |  Filipini | 1 March 2013 | €2,091,922 | 19.90% | 14.20% |
* PAR 90 (portfelj u riziku): dio ukupnog investicijskog portfelja kod kojeg je barem jedna uplata kasni 90 dana.
Ovom vrstom ulaganja izravno ulažete u privatno poduzeće koje posluje radi ostvarivanja profita na tržištu u razvoju. Lendahand odabire samo ona poduzeća koja zadovoljavaju naše stroge financijske kriterije. Međutim, kod ove vrste ulaganja, rizici neplaćanja nisu pokriveni jer nema posrednika između vas i poduzeća. Molimo pažljivo pročitajte dostavljene financijske informacije o poduzeću. Ovdje pronađite više informacija o vrstama ulaganja.
| Zajmoprimac | Zemlja | Partner od | Prihod | Likvidnost | Kapital / ukupna imovina |
|---|---|---|---|---|---|
| Farmerline | Gana | 27 March 2024 | €13,900,515 | 16.99% | 55.03% |
| Lima Coffee | Peru | 19 June 2023 | €11,373,441 | 103.40% | 80.00% |
| African Energy |  Sjedinjene Države | 1 February 2023 | €10,532,212.17 | Nema kratkoročnih obveza | 91.90% |
| Roam | Kenija | 15 October 2022 | €1,820,004 | 120.00% | 0.00% |
| Solar Frontier Capital |  Jersey | 1 October 2022 | €57,000,000 | 98.00% | 29.00% |
| Cafe Peru | Peru | 1 August 2022 | €747,175 | 77.00% | 42.20% |
| Tugende | Uganda | 1 October 2021 | €7,000,000 | 228.00% | 31.00% |
| BWISE | Ekvador | 1 May 2021 | €7,500,000 | 141.00% | 44.00% |
| Fortem Holdings | Kenija | 1 September 2020 | €5,763,923 | 400.00% | 50.00% |
| YAK |  Ruanda | 1 June 2020 | €4,145,716 | 926.00% | 69.00% |
| Soko | Kenija | 19 September 2019 | €742,081 | 129.00% | -34.00% |
| REDAVIA GmbH | Gana | 1 July 2019 | €960,000 | 1.00% | 0.00% |
| candi solar AG | Indija | 22 March 2019 | €300,000 | 140.00% | 58.60% |
| ECS Zambia | Zambija | 3 January 2019 | €60,892.18 | 1868.00% | -3.00% |
| MDF West Africa | Gana | 1 November 2018 | €640,869.96 | 179.00% | 28.00% |
| Vitalite | Zambija | 17 August 2018 | €910,288 | 443.00% | 5.11% |
| Sistema.bio | Meksiko | 3 May 2018 | €4,030,775 | 140.00% | 24.00% |
| upOwa |  Kamerun | 1 May 2018 | €2,746,375 | 210.00% | 89.78% |
| NewLight Africa | Kenija | 17 February 2018 | €1,859,040 | 85.40% | -2.50% |
| SolarWorks! |  Mozambik | 24 October 2017 | €120,358.20 | 826.00% | -8.00% |
| SunTransfer | Kenija | 12 July 2017 | €99,100 | 271.00% | 0.00% |
| Azuri | Kenija | 15 June 2017 | €0 | 262.00% | 0.00% |
| Sollatek | Kenija | 7 April 2017 | €1,000,877.98 | 240.00% | 64.00% |
| SolarNow | Uganda | 8 February 2017 | €1,269,157 | 107.00% | 12.00% |
| SimGas | Kenija | 29 November 2016 | €224,842 | 249.00% | 10.20% |
| WEnergy | Filipini | 1 August 2016 | €3,598,609.27 | 153.00% | 76.00% |