Invest in the refurbishment of Miranda’s organic restaurant

Timor-Leste

Invest in the refurbishment of Miranda’s organic restaurant

Kaebauk (KIF)

The €50,000 goes to 30 entrepreneurs

+ 225 outros investidores

€50,000

Montante

5.25%

Interesse

36 meses

Maturidade

6 meses

Reembolsos

USD

Moeda

Montante	€50,000
Interesse	5.25%
Maturidade	36 meses
Reembolsos	6 meses
Moeda	USD

100%

Totalmente financiado em 15 dias em 15 maio 2024.

O projeto

Invest in a project that supports small family businesses in a vulnerable economy.

Cooking is Miranda’s greatest passion. She started her restaurant from scratch in 1999 and is now renowned for her daily buffet of exclusively organic and Timorese dishes. With a loan of €10,000, she purchased all the necessary ingredients and cooking equipment. Now, she wants to use a new loan to invest in a small renovation and further decorate her colorful restaurant. She receives her loans from the microfinance institution Kaebauk.

We meet Miranda at her restaurant Lemorai, which means 'traveler' in the local Tetum language. Appropriately, her restaurant is located along the busiest road in Dili, the capital of East Timor, where much traffic passes by.

The menu features organic dishes from local harvests, such as spinach, carrot, fish, and sweet potato. The restaurant is open daily until the buffet runs out. When we arrive around 4 PM, the last guests are just sitting down.

Miranda is a restaurant owner in East Timor and receives financing through Lendahand — *Miranda offers a buffet of local produce*

As a single mother, Miranda has built a strong legacy for her two daughters with her restaurant. Additionally, she has a big motherly heart. Her employees are welcome to live with her, as many of them live far from family or cannot rely on family support. In the restaurant and with Miranda, they feel at home.

In East Timor, 42% of the population lives below the poverty line, with little formal employment available. The majority of the population does not have consistent income.

You are investing in Kaebauk, a microfinance institution in East Timor with a social mission. They assist entrepreneurs and low-income families with financing. Their clients can count on individual advice from their contact person at Kaebauk. They share financial knowledge with entrepreneurs, enabling them to make informed decisions and grow their businesses.

Your support for Kaebauk through investment in this project will help 30 local entrepreneurs like Miranda, offering them a chance for a better life.

Nome da empresa	Kaebauk (KIF)
DIRECTOR EXECUTIVO	Angelo Soares
Fundada	2016-08-24
Localização	Dili, Timor Leste
Sector	Serviços financeiros
Volume de negócios	$7,000,000
Empregados	324
Pontuação de crédito	A+

Impacto

Atualmente, 41% da população de Timor-Leste vive abaixo do limiar da pobreza e apenas 13% da população tem acesso a serviços financeiros regulares. A existência de uma instituição financeira como o KIF é essencial para o crescimento económico de Timor-Leste

Kaebauk A Investimentu no Finansas, SA (KIF) está empenhada em ser uma instituição financeira de confiança e acessível em Timor-Leste. Os empréstimos microfinanceiros e serviços relacionados são fornecidos a um grande número de empresários pobres de uma forma sustentável e regulamentada, melhorando, em última análise, a qualidade de vida das famílias e dando poder às mulheres. Cerca de 70% de todos os empréstimos são direccionados para mulheres empresárias.

Com um empréstimo de Lendahand, o KIF poderá alargar o apoio financeiro a uma série de empresários rurais, agricultores, empresas detidas por mulheres e outras PME em Timor-Leste. Com o seu investimento no parceiro local KIF, os empresários podem expandir os seus negócios e criar empregos.