funding gap emerging markets

Validus is Southeast Asia's largest SME financing platform for small businesses, individual and institutional investors. Using data analytics and AI to avail growth financing to underserved SMEs, Validus aims to drive inclusive growth for SMEs and economies in the ASEAN region. Validus is built using established, sophisticated and swift platforms to create a better financial experience. Better because it's branchless. Better because it's a transparent, two‐sided SME financing platform. And better because it's not focused on institutions but people.

Founded in 2015 in Singapore, their first loan was disbursed to a small IT hardware supplier to Gardens by the Bay in Singapore. Today, they’re a team of over 250 strong, across four countries in ASEAN. They’re committed to driving financial inclusion for SMEs in the region, and their journey continues, onwards and upwards!

General information

BorrowerValidus Investment Holdings Pte Ltd
Head officeJakarta
Founded 1 January 2015
Active on Lendahand since 1 July 2022
Credit Score2.84

Financial information per 2022-04-30

Portfolio Overview€115,134,717
Leverage ratio7.00%
Write-off ratio last 12 months0.00%
% investment amount in arrears (>90 days)2.00%

About Indonesia

Indonesia is a republic with a presidential system. The country is a unitary state, which means the power is concentrated in the central government. Indonesia consists of hundreds of different indigenous ethnic groups; the largest and politically dominant group are the Javanese. Indonesia has a mixed economy, in which the public sector as well as the government play a big part. The country is the greatest economy in southeast Asia and a member of the G20.

Last funded project

funding gap emerging markets

Validus 8

+ 770 other investors

With this loan contribution of EUR 250,000 to the project, local partner Validus will again provide financing to part of the 1,200 SME customers, who deliver products and goods for communities across Indonesia. **please note: this project contains an exchange rate risk EUR/USD**

12 months
6 months
    Maturity12 months
    Repayments6 months
      Fully funded in 43 days on 22 March 2023.