The project

SMEs are responsible for 60% of formal employment in Mexico. Creze is a Mexican fintech platform that provides financing to these businesses, supporting their growth and contributing to a stronger economy. Through a simple online application process, entrepreneurs can access flexible loans within 72 hours, with Creze focusing on cash flow rather than credit history. This enables these companies to grow and create new jobs.
 

Creze on Lendahand

• 20th project from Creze
• 4.38 million euro funded by the Lendahand crowd
• No payment delays: 1.95 million euro repaid on time

What social impact could your investment generate?

Since April 2021, Creze has provided over $68 million USD in loans, supporting hundreds of SMEs across Mexico. These funds help businesses expand and amplify their economic impact. One example is Koolteck, a company that supplies customized promotional products such as bags and electronics to help boost its clients’ brand visibility.

Koolteck demonstrates how a Creze loan can have a significant impact on SMEs. Founded by Iñigo in 2016 with just a few thousand dollars in start-up capital, the company soon received a large order and needed extra working capital to meet the demand of major clients. Creze quickly provided a loan, approved within 24 hours. This financing allowed Koolteck to deliver on time, grow its customer base, and achieve double-digit growth year after year.

Today, Koolteck employs 40 people, meaning 40 families now rely on stable work and income. The company continues to collaborate with Creze to support its ongoing growth. By investing in Creze, you contribute to the success of 10 businesses like Koolteck and help create jobs in Mexico.

What financial return could your investment potentially generate?

• Annual interest: 8%
• Term: 36 months
• Grace period: 18 months (meaning repayments begin after 18 months, but you will receive monthly interest payments starting from the first month).
• Monthly repayments: After the 18-month grace period, you will begin receiving monthly repayments of both principal and interest. Until then, you’ll receive monthly interest only.
• Please note, while you invest in EUR, the loan is in USD, which means there is a risk of exchange rate fluctuations between dollars and euros. For more information, visit our currency page.

The story of Creze

Since its founding, Creze has supported countless SMEs across Mexico by providing them with access to financing that is often hard to secure from traditional banks. Through a fully online application process, these businesses can get approved for working capital loans in just 24 to 72 hours.

With a team of over 80 employees, Creze is dedicated to helping businesses throughout Mexico achieve their goals and drive economic growth.