Salym Finance 4
With a loan of EUR 200,000 new local partner Salym from Kyrgyzia will be able to provide loans to 110 entrepreneurs and farmers. **please note: this project contains an exchange rate risk EUR/USD)**
€200,000
5.00%
24 kuud
6 kuud
USD
ValuutaSumma | €200,000 |
Intressid | 5.00% |
Küpsus | 24 kuud |
Tagasimaksed | 6 kuud |
Valuuta | USD |
Projekt
This project contains a grace period of 12 months, meaning that both notional and interest repayments will start after 1 year.
Company information
Microfinance Company "Salym Finance" is a specialized credit institution, the main activity of which is microfinance and accepting deposits. To date, Salym Finance has a stable position in the market and is one of the active and dynamically developing microfinance organizations of the Kyrgyz Republic, showing a steady annual growth in financial performance.
Microfinance Company "Salym Finance" began its activity in 2007. The first loans were used to develop business in the Dordoi and Ortosai markets and to develop households in the villages of the Sokuluk region. Progressing year by year, Salym Finance Company is currently a large microfinance organization with domestic capital, serving more than 18,000 active clients, a branch network of 28 branches in all regions: Bishkek, Chui, Issyk-Kul, Osh, Jalal-Abad, Naryn, Batken and Talas.
During its work in the microfinance market of Kyrgyzstan, MFC "Salym Finance" has positioned itself as a successful, reliable company, and has established long-term partnerships with the involvement of investors and using natural and financial institutions.
Loan purpose
With a loan of EUR 200,000 new local partner Salym from Kyrgyzia will be able to provide loans to 110 entrepreneurs and farmers. The avarage loan size amounts EUR 1750.
Market and clients
The microfinance industry in the Kyrgyz Republic has shown a positive growth trend over the past 5 years, which indicates the presence of a consistently high demand for credit services of microfinance organizations. Especially growing needs of the population in the services of the microfinance sector, as well as a sharp increase in the conditions for lending to MFC Salym Finance, reflected in the annual growth in the number of active clients, can be predicted by an increase in the level of services provided.
Most of the clients serve about 70% of the population living in the regions, in accordance with this factor, the main directions for loans are determined: housing loans (improvement of the welfare of housing) - 37% and agricultural loans - 25%, as well as loans are allocated for all areas: for the purchase housing, business development and consumer purposes. The average period of use of credit funds by clients is 27 months. Clients of OJSC MFC Salym Finance receive credit funds without down payments (for the entire product), and also have the opportunity to repay the loan debt ahead of schedule without penalties and additional interest
Ettevõtte nimi | Salym |
TEGEVJUHT | Mirlan Kulov |
Asutatud | 2007-01-01 |
Asukoht | Bishkek |
Sektor | Põllumajandus |
Käive | $6,800,000 |
Töötajad | 160 |
Krediidiskoor | B+ |
Mõju
Salym on Kirgiisias tegutsev mikrokrediidiasutus, mille eesmärk on luua vajalikud finantstingimused Kirgiisi elanikkonna elatustaseme parandamiseks. Juurdepääs rahastamisele on tõhus vahend vaesuse vastu võitlemiseks. See suurendab ettevõtlust, mille tulemusena luuakse töökohti, väheneb väljaränne ja paranevad elutingimused.
Rahaloomeasutus teenindab peamiselt ettevõtjaid ja inimesi maapiirkondades, kus elab 65% nende klientidest. Salym pakub äri- ja põllumajanduslaene ettevõtjatele, kellel on piiratud juurdepääs pangateenustele, eluasemelaene ja tarbimislaene piiratud sissetulekuga inimestele ning hüpoteeke piirkondades, kus pangad ei tegutse ligipääsmatuse tõttu.
SKT mõjutatud
Selle projektiga aitate kaasa järgmiste säästva arengu eesmärkide saavutamisele:
SKT 1 - vaesuse kaotamine
SKT 8 - inimväärne töö ja majanduskasv
Loe lähemalt mõju kohta, mida saad meie platvormi ja SKT kaudu avaldada, meie mõju leheküljelt.
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