Salym Finance 4
With a loan of EUR 200,000 new local partner Salym from Kyrgyzia will be able to provide loans to 110 entrepreneurs and farmers. **please note: this project contains an exchange rate risk EUR/USD)**
€200,000
5.00%
24 kuukaudet
6 kuukaudet
USD
ValuuttaMäärä | €200,000 |
Korko | 5.00% |
Kypsyys | 24 kuukaudet |
Takaisinmaksut | 6 kuukaudet |
Valuutta | USD |
Hanke
This project contains a grace period of 12 months, meaning that both notional and interest repayments will start after 1 year.
Company information
Microfinance Company "Salym Finance" is a specialized credit institution, the main activity of which is microfinance and accepting deposits. To date, Salym Finance has a stable position in the market and is one of the active and dynamically developing microfinance organizations of the Kyrgyz Republic, showing a steady annual growth in financial performance.
Microfinance Company "Salym Finance" began its activity in 2007. The first loans were used to develop business in the Dordoi and Ortosai markets and to develop households in the villages of the Sokuluk region. Progressing year by year, Salym Finance Company is currently a large microfinance organization with domestic capital, serving more than 18,000 active clients, a branch network of 28 branches in all regions: Bishkek, Chui, Issyk-Kul, Osh, Jalal-Abad, Naryn, Batken and Talas.
During its work in the microfinance market of Kyrgyzstan, MFC "Salym Finance" has positioned itself as a successful, reliable company, and has established long-term partnerships with the involvement of investors and using natural and financial institutions.
Loan purpose
With a loan of EUR 200,000 new local partner Salym from Kyrgyzia will be able to provide loans to 110 entrepreneurs and farmers. The avarage loan size amounts EUR 1750.
Market and clients
The microfinance industry in the Kyrgyz Republic has shown a positive growth trend over the past 5 years, which indicates the presence of a consistently high demand for credit services of microfinance organizations. Especially growing needs of the population in the services of the microfinance sector, as well as a sharp increase in the conditions for lending to MFC Salym Finance, reflected in the annual growth in the number of active clients, can be predicted by an increase in the level of services provided.
Most of the clients serve about 70% of the population living in the regions, in accordance with this factor, the main directions for loans are determined: housing loans (improvement of the welfare of housing) - 37% and agricultural loans - 25%, as well as loans are allocated for all areas: for the purchase housing, business development and consumer purposes. The average period of use of credit funds by clients is 27 months. Clients of OJSC MFC Salym Finance receive credit funds without down payments (for the entire product), and also have the opportunity to repay the loan debt ahead of schedule without penalties and additional interest
Yrityksen nimi | Salym |
TOIMITUSJOHTAJA | Mirlan Kulov |
Perustettu | 2007-01-01 |
Sijainti | Bishkek |
Ala | Agriculture |
Liikevaihto | $6,800,000 |
Työntekijät | 160 |
Luottotiedot | B+ |
Vaikutus
Salym on kirgisialainen mikrorahoituslaitos, jonka tavoitteena on luoda tarvittavat taloudelliset edellytykset Kirgisian väestön elintason parantamiseksi. Rahoituksen saanti on tehokas väline köyhyyden torjumiseksi. Se lisää yritystoimintaa, mikä johtaa työpaikkojen luomiseen, maastamuuton vähenemiseen ja elinolojen paranemiseen.
Rahalaitos palvelee ensisijaisesti yrittäjiä ja maaseutualueiden asukkaita, joilla asuu 65 prosenttia sen asiakkaista. Salym tarjoaa yritys- ja maatalouslainoja yrittäjille, joilla on rajalliset mahdollisuudet käyttää pankkipalveluja, asunto- ja kulutusluottoja henkilöille, joilla on rajalliset tulot, sekä asuntolainoja alueilla, joilla pankit eivät toimi, koska niitä ei ole saatavilla.
KEH vaikuttanut
Tämän hankkeen avulla edistät seuraavia kestävän kehityksen tavoitteita:
KEH 1 - Ei köyhyyttä
KEH 8 - Ihmisarvoinen työ ja talouskasvu
Lue lisää vaikutuksista, joita voit tehdä alustamme ja KEH kautta, vaikutussivultamme.
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