Spartan Impact Finance 5
With EUR 100,000 Spartan will be able to provide working capital to an SME company, which operates in the transport sector, enabling it to repair and re-licence trucks and trailers, in order to fulfil a contract from a large corporate client.
€100,000
4.00%
6 mesecev
6 mesecev
EUR
ValutaZnesek | €100,000 |
Obresti | 4.00% |
Zrelost | 6 mesecev |
Odplačila | 6 mesecev |
Valuta | EUR |
Projekt
Spartan is a alternative funder and NBFI [Non-Bank Finance Institution] that focuses on financing SMEs in South Africa.
Based in Johannesburg, Spartan offers 3 categories of financing for Small & Medium Businesses to support their growth. These 3 categories are:
- Working Capital Finance
- Specialised Asset Finance
- Growth Finance
These finance options address the majority of SMEs’ finance needs - that are not usually met by traditional funders.
Working Capital Finance is offered via Bridging Finance [1-3 month revolving facility] or Medium-Term Loan [6-12 month term] mechanisms - both being solutions that assist businesses with solving growth related cash flow challenges e.g. periodic large contracts or projects that are either short or long term in nature.
Specialised Asset Finance [24-60 months term] is offered for acquiring any type of tangible or intangible asset or equipment to be utilized in productive growth - and where traditional funders are uncomfortable with the nature of these items. Some examples include:
- Machinery Finance for all machinery types e.g. manufacturing, warehousing, agro-processing, mining support, construction, engineering, etc
- Technology Finance, Software Finance and any innovative technology driven item
- Fit-Out Finance for fitting out building interiors
- Logistics vehicles and Yellow Metal equipment
Growth Finance [24-60 months term] is offered for expansion initiatives that required a structured finance solution with a combination of the above finance mechanisms.
Spartan is focussed on SMEs in a growth context and not a start-up nor distress context.
Read the information document here
Read the informationnota here (especially for Belgium investors)
Ime podjetja | Spartan Impact Finance |
GENERALNI DIREKTOR | Kumaran Padayachee |
Ustanovljeno | 2011-01-01 |
Lokacija | Johannesburg |
Sektor | Finančne storitve |
Obrat | €3,200,000 |
Zaposleni | 26 |
Učinek
Mala in srednje velika podjetja so ključnega pomena za gospodarstvo Južne Afrike, vendar težko dostopajo do kapitala, ki ga potrebujejo za rast in uspeh. Spartan Impact Finance zagotavlja financiranje rastočim južnoafriškim malim in srednje velikim podjetjem s svojim digitaliziranim postopkom financiranja. Razumejo podjetnikovo poslovanje in potrebe ter pomagajo okrepiti spretnosti, znanje in učinkovitost za uspešno vodenje rastočega podjetja.
Enostaven dostop do obratnega kapitala povečuje produktivnost in ustvarjanje delovnih mest, ki sta nujna pogoja za zmanjšanje revščine. Formalna zaposlitev ustvarja vpliv na dohodek in omogoča rednost plač, kar družini omogoča načrtovanje prihodnosti, varčevanje ter boljši dostop do posojil, stanovanj in izobraževanja otrok. Nekvalificirane delavce lahko reši revščine, kvalificiranim delavcem pa omogoči vstop v srednji razred. Zato je financiranje MSP s potencialom rasti ena od ključnih sestavin vključujoče rasti.
OZR vplivali na
S tem projektom prispevate k naslednjim ciljem trajnostnega razvoja:
OZR 1. Brez revščine
OZR 8. Dostojno delo in gospodarska rast
Več o vplivu, ki ga lahko dosežete z našo platformo in spletno stranjo OZR, si preberite na naši strani o vplivu.
- S to naložbo je bilo ustvarjenih 10 delovnih mest.
- S to naložbo se izboljšajo življenja 100