The project

As a fintech lender, Validus supports small and medium-sized enterprises in Southeast Asia with affordable loans. Validus is growing quickly and recently raised €20 million for further expansion.
 

Validus on Lendahand

• Active on Lendahand since: July 2022
• Total raised: €3,460,000
• Already repaid: €2,397,358
• Interest disbursed: €117,386
• Payments on time: 23 out of 23 (100%)
   

The loan

• Annual interest rate: 6%
• Return: 6%. With an investment of €1,000, the expected total repayment is €1,060.
• Term: 12 months
• Grace period: 12 months. You will receive the full repayment after 12 months. Interest is paid after 6 and 12 months.
• Currency: Dollar. Please note that although you invest in euros, the loan is in dollars, so there is a risk of exchange rate fluctuations between dollars and euros. Visit our page on exchange rate risks for more information.
   

Total impact of Validus through Lendahand

• Number of loans received by SMEs through Lendahand: 30
• Percentage of female borrowers: 21.5%
• Average SME loan amount: €114,009
   

About Validus

• Founded: 2015
• Employees: 297
• Outstanding loans: €240.683.243
• Active borrowers: 2,111
   

Nelly’s story

Nelly runs a family business that has been distributing non-alcoholic beverages and mineral water to intermediaries in southern Jakarta since 1997. She supplies various brands that her customers use to stock local stores.

With your investment through Validus, Nelly can further expand her business. Validus concretely helps her by guaranteeing her loan payments; they cover her invoices first, allowing Nelly to repay them later. This gives her the flexibility to make timely payments to her suppliers without straining her cash flow. This loan supports her ambition to grow and offer better service.

Thanks to the collaboration with Validus, Nelly has managed her finances more efficiently, leading to a more stable operation. This has allowed her to expand her team from 20 to 50 employees and provide them with a stable income.