funding gap emerging markets
Peru

Lima Coffee 5

  • Lima Coffee
  • Invester i en virksomhed
  • + 314 andre investorer
  • Lima Coffee, an association of coffee farmers in Peru, seeks a final loan as the harvest season ends. Your investment offers income stability for Elvis and 32 other coffee farmers. Together, they promote sustainable, high-quality coffee, and their income leads to an improved living standard. *EUR/USD exchange rate risk*

    €116,000
    Beløb
    6.50%
    Interesse
    9 måneder
    Modenhed
    9 måneder
    Tilbagebetalinger
    USD
    Valuta
    Beløb€116,000
    Interesse6.50%
    Modenhed9 måneder
    Tilbagebetalinger9 måneder
    ValutaUSD
      100%
      Fuldt finansieret på 8 dage på 15 August 2023.

      Projektet

      Note: Full repayment, including interest, will take place after 9 months.

      Lima Coffee is a Peruvian association of coffee producers with over 800 members in the provinces Jaén and San Ignacio.

      The work of Lima Coffee focuses on acquiring coffee from its producers and selling it at competitive prices, intending to promote sustainable, high-quality coffee and improve the quality of life for all the farmers and their families. As the coffee harvesting season is almost ending, they seek a last loan from Lendahand crowd investors. Besides promoting coffee, they also provide technical assistance to help farmers improve their crops to offer a more sustainable and higher-quality product.

      One of their members is coffee farmer Elvis. Together with Lima Coffee, Elvis can distribute his products more easily, at a competitive price, and receive training to improve the quality of his crops.

       

       

      What social return could your investment generate? 

      This loan enables Lima Coffee to purchase up to 456 coffee quintals (100 lbs) from Elvis and 32 other coffee producers at competitive market prices. Lima Coffee will offer fair prices to their farmers. Besides this, exporting their coffee (up to 6 containers) to different clients in the United States and Europe gives them visibility abroad.

       

      What financial return could your investment generate? 

      • An annual interest rate of 6.5%
      • Bullet loan type. This means you will receive the total amount of your investment plus the interest generated at the end of the maturity period.
      • The maximum maturity of the loan is 9 months. This means that you will receive the total amount of your loan plus the interest generated at the end of the period, within a maximum period of 9 months. However, please note that Lima Coffee is obliged to repay the loan when they receive payment from their clients. This could happen before 9 months.
      • Note that you are investing in dollars (USD), so there is a risk of exchange rate fluctuations between dollars and euros. For more information on potential exchange rate risks, please visit our currency page.

       

      The story of Lima Coffee

      In 2016, a group of young coffee producers from the San José de Lourdes district in the Cajamarca region of Peru founded the Lima Coffee Agricultural Producers Association (Lima Coffee). They started working in high-altitude areas (with heights above a thousand meters) where coffee is grown, together with 300 producers.

      Once operational, Lima Coffee contacted clients in the United States and Europe and proposed the concept of specialty coffees. In the first year, they exported a small batch, which allowed them to compete with other organisations.

      Lima Coffee is now a solid organisation with over 800 associated producers. They have a significant export volume, clients in the United States, Europe, and Asia, and a professionally trained team to produce high-quality coffee with sustainability standards. They have received several awards and recognition for their coffee at different levels.

      Virksomhedens navnLima Coffee
      ADMINISTRERENDE DIREKTØRFiladelfo Cordova Mejia
      Grundlagt2016-02-10
      BeliggenhedJaén
      SektorLandbrug
      Omsætning$2,612,527.57
      Medarbejdere20
      KreditvurderingC

      Påvirkning

      Missionen og formålet med Lima Coffee er at producere kaffe af høj kvalitet og samtidig bevare miljøet og frem for alt sikre, at alle tilknyttede producenter og deres familier har det godt.

      Social indflydelse

      Lima Coffee begyndte i 2016 med 300 kaffeproducenter, hvoraf 40 var kvinder. I dag har de over 800 bønder, og antallet af kvinder er tredoblet.

      I årenes løb har Lima Coffee været engageret i at forbedre livskvaliteten for det landbrugssamfund, de arbejder med. En afgørende del af dette er at tilbyde konkurrencedygtige priser (højere end markedspriserne), men også at yde teknisk støtte til landmændene, så de kan forbedre deres afgrøder hvert år. I øjeblikket er det fysiske udbytte af deres afgrøder steget med 4 % til 76 %.

      Med hensyn til infrastruktur har Lima Coffee bidraget til at forbedre producenternes jord. Det er sket gennem distribution af soltelte, pulpere og materialer, der hjælper med at forbedre håndteringen efter høst for at opnå bedre kaffe, optimere omkostningerne og maksimere udbyttet af høsten og tiden.

      Miljøpåvirkning

      Lima Coffee's mission er dog ikke kun at forbedre bøndernes liv, men også at gøre det på en bæredygtig måde og med respekt for miljøet. For at opnå dette har virksomheden fået Rainforest Alliance-mærket, et bæredygtigt certificeringsprogram, der sikrer, at produkterne er produceret i overensstemmelse med landbrugsmæssige, miljømæssige og sociale krav.

      Historien om Lima Coffee afspejler kaffedyrkningens betydning for tusindvis af producerende familier i Peru og det store potentiale, den har som forretning for dannelsen af ansvarlige virksomheder, kooperativer og foreninger. Som et resultat af sin gode praksis driver Lima Coffee udviklingen af det omkringliggende samfund, skaber flere jobmuligheder, forbedrer levevilkårene, lukker kønsforskelle, giver uddannelse til sine medlemmer og respekterer miljøet.

      VM Påvirket

      Med dette projekt bidrager du til følgende mål for bæredygtig udvikling:

      VM 1 - Ingen fattigdom

      VM 8 - Anstændigt arbejde og økonomisk vækst

      Læs mere om den indflydelse, du kan få via vores platform og VM på vores side om indflydelse.

      • Med denne investering skabes 7 jobs
      • Med denne investering forbedres 160 liv

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      Vi har allerede bidraget til Lima Coffee 5

      Hajé van Egmond
      Johan van Putten
      Lars Groenewegen
      Martin Aart de Jong
      Jérome SERANT
      + og en anden
      314
      investorer