Lima Coffee 5

Peru

Lima Coffee 5

Lima Coffee

Naložba v podjetje

+ 314 drugi vlagatelji

Lima Coffee, an association of coffee farmers in Peru, seeks a final loan as the harvest season ends. Your investment offers income stability for Elvis and 32 other coffee farmers. Together, they promote sustainable, high-quality coffee, and their income leads to an improved living standard. *EUR/USD exchange rate risk*

€116,000

Znesek

6.50%

Obresti

9 mesecev

Zrelost

9 mesecev

Odplačila

USD

Valuta

Znesek	€116,000
Obresti	6.50%
Zrelost	9 mesecev
Odplačila	9 mesecev
Valuta	USD

100%

V celoti financirano v 8 dneh na spletni strani 15 Avgust 2023.

Projekt

Note: Full repayment, including interest, will take place after 9 months.

Lima Coffee is a Peruvian association of coffee producers with over 800 members in the provinces Jaén and San Ignacio.

The work of Lima Coffee focuses on acquiring coffee from its producers and selling it at competitive prices, intending to promote sustainable, high-quality coffee and improve the quality of life for all the farmers and their families. As the coffee harvesting season is almost ending, they seek a last loan from Lendahand crowd investors. Besides promoting coffee, they also provide technical assistance to help farmers improve their crops to offer a more sustainable and higher-quality product.

One of their members is coffee farmer Elvis. Together with Lima Coffee, Elvis can distribute his products more easily, at a competitive price, and receive training to improve the quality of his crops.

What social return could your investment generate?

This loan enables Lima Coffee to purchase up to 456 coffee quintals (100 lbs) from Elvis and 32 other coffee producers at competitive market prices. Lima Coffee will offer fair prices to their farmers. Besides this, exporting their coffee (up to 6 containers) to different clients in the United States and Europe gives them visibility abroad.

What financial return could your investment generate?

An annual interest rate of 6.5%
Bullet loan type. This means you will receive the total amount of your investment plus the interest generated at the end of the maturity period.
The maximum maturity of the loan is 9 months. This means that you will receive the total amount of your loan plus the interest generated at the end of the period, within a maximum period of 9 months. However, please note that Lima Coffee is obliged to repay the loan when they receive payment from their clients. This could happen before 9 months.
Note that you are investing in dollars (USD), so there is a risk of exchange rate fluctuations between dollars and euros. For more information on potential exchange rate risks, please visit our currency page.

The story of Lima Coffee

In 2016, a group of young coffee producers from the San José de Lourdes district in the Cajamarca region of Peru founded the Lima Coffee Agricultural Producers Association (Lima Coffee). They started working in high-altitude areas (with heights above a thousand meters) where coffee is grown, together with 300 producers.

Once operational, Lima Coffee contacted clients in the United States and Europe and proposed the concept of specialty coffees. In the first year, they exported a small batch, which allowed them to compete with other organisations.

Lima Coffee is now a solid organisation with over 800 associated producers. They have a significant export volume, clients in the United States, Europe, and Asia, and a professionally trained team to produce high-quality coffee with sustainability standards. They have received several awards and recognition for their coffee at different levels.

Ime podjetja	Lima Coffee
GENERALNI DIREKTOR	Filadelfo Cordova Mejia
Ustanovljeno	2016-02-10
Lokacija	Jaén
Sektor	Kmetijstvo
Obrat	$2,612,527.57
Zaposleni	20
Kreditna ocena	C

Učinek

Poslanstvo in namen spletne strani Lima Coffee je proizvajati visokokakovostno kavo, hkrati pa ohranjati okolje in predvsem zagotavljati dobro počutje vseh pridruženih proizvajalcev in njihovih družin.

Družbeni vpliv

Lima Coffee je začel delovati leta 2016 s 300 pridelovalci kave, od katerih je bilo 40 žensk. Danes imajo več kot 800 pridelovalcev, število žensk pa se je potrojilo.

V preteklih letih so si na spletni strani Lima Coffee prizadevali za izboljšanje kakovosti življenja kmečke skupnosti, s katero sodelujejo. Ključni del doseganja tega cilja je ponujanje konkurenčnih cen (višjih od tržnih), hkrati pa tudi zagotavljanje tehnične podpore kmetom, da vsako leto izboljšajo svoje pridelke. Trenutno se je fizični donos njihovih pridelkov povečal za 4 % in znaša 76 %.

Na področju infrastrukture je spletna stran Lima Coffee prispevala k izboljšanju zemljišč svojih proizvajalcev. To je bilo doseženo z razdeljevanjem solarnih šotorov, pulperjev in materialov, ki pomagajo izboljšati upravljanje po spravilu, da bi dobili boljšo kavo, optimizirali stroške ter povečali koristi in čas spravila.

Vpliv na okolje

Poslanstvo spletne strani Lima Coffee pa ni le izboljšati življenja svojih kmetov, temveč to storiti trajnostno in z okolju prijaznimi praksami. V ta namen je podjetje pridobilo oznako Rainforest Alliance, program trajnostnega certificiranja, ki zagotavlja, da so bili izdelki proizvedeni v skladu s kmetijskimi, okoljskimi in socialnimi zahtevami.

Zgodba podjetja Lima Coffee odraža pomen pridelave kave za tisoče družin pridelovalcev v Peruju in velik potencial, ki ga ima kot posel za oblikovanje odgovornih podjetij, zadrug in združenj. S svojimi dobrimi praksami Lima Coffee spodbuja razvoj okoliške skupnosti, saj ustvarja več delovnih mest, izboljšuje življenjske razmere, odpravlja razlike med spoloma, zagotavlja usposabljanje svojim članom in spoštuje okolje.