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Tsagaan runs a business in coal sales for the past 7 years in Ulaanbaatar city. Coals are sold out well in winter period and in summer he sells fire woods as a fuel for whom living in Ger (traditional Mongolian dwelling) district. Moreover he makes dairy products and sells them fresh at local markets.

With a loan of 5 million tugrik, Tsagaan will be able to expand his business enhancing his working capital and purchasing a new car for providing delivery service for his customers.