Hanke

Located in the Binh Chanh district of Ho Chi Minh City in Vietnam, a hardworking woman runs her workshop with around twenty employees, primarily women. A well-planned loan helps this workshop run smoothly, allowing the owner to buy the necessary materials to prepare customer orders. The financing facilitates business growth and helps secure jobs, contributing to a steady local economy.

Vietnam's economy is on a path toward stability and gradual growth; however, access to bank funding is limited. This mainly affects small business owners who struggle with challenges such as strict rules, lack of funds, and outdated technology. Small business owners can overcome these challenges with a short-term loan from Funding Societies. Access to financing can create lasting, positive change for the more than 800,000 SMEs in the country.

What social return could your investment generate? 

Your investment enables Funding Societies to give out micro-loans to 51 e-commerce, agriculture, and wholesale business owners in Vietnam. The activities of the digital lending platform contribute to financial inclusion in Southeast Asia. Microloans offer a pathway to local economic stability and the empowerment of women. 

The loans allow hardworking entrepreneurs to acquire necessary materials, pay their workers, and maintain customer flexibility. Together with Funding Societies, you will enable SMEs to operate efficiently and maintain stable employment. 

What financial return could your investment generate? 

• An annual interest rate of 6%. 
• The maturity of the loan is 18 months. 
• Your investment will be repaid in equal instalments, along with interest, every six months.
• Currency: EUR

The story of Funding Societies

Funding Societies specialise in facilitating financial access to underserved small and medium business owners across Southeast Asia. While their primary operations are in Indonesia, they recently broadened their activities to Vietnam. In the past five years, it has financed over 815 million euros through 3 million+ business loans, engaging over 250,000 registered investors. Its mission centres around bridging the region's $320 billion SME funding gap by bringing together SMEs and investors. By fostering financial inclusion, Funding Societies aim to stimulate economic growth and prosperity.

Moreover, Funding Societies believe in the principle that 'Stronger SMEs create Stronger Societies'. Its business model contributes directly to this vision by enabling SMEs to become key drivers of economic growth and job creation. By extending its services to countries like Vietnam, Funding Societies hopes to considerably impact the regional economy, promote financial inclusivity, and enhance local well-being. 

By investing in Funding Societies you are not just investing in a financial platform; you are directly contributing to the growth of societies and economies across Southeast Asia.

Funding Societies in numbers

• Founded in 2015 with headquarter in Singapore
• 600+ employees
• Financed > €3 billion in loans
• Disbursed > 80,000 SME loans
• Active in 5 markets across Southeast Asia: Indonesia, Vietnam, Thailand, Malaysia, and Singapore