Validus 11
Through an investment in Validus, you support 1,200+ SME businesses across Indonesia to continue their activities and grow. Most loan applicants of Validus are local distributors of essential health products. *exchange rate risk EUR/USD*. Only 1 notional payment after 12 months, interest payment after 6 and 12 months!
€250,000
6.00%
12 måneder
6 måneder
USD
ValutaBeløb | €250,000 |
Interesse | 6.00% |
Modenhed | 12 måneder |
Tilbagebetalinger | 6 måneder |
Valuta | USD |
Projektet
What social return could your investment make?
Validus (a subsidiary of Batumbu) is a powerful financial institution that makes a significant social impact. By providing essential financing to over 1,200 SME distributors across 26 provinces in Indonesia, Validus enables the delivery of vital products to the local communities. Distributors like Surya Eka Putra, operate in key sectors such as FMCG, pharmaceutical, and manufacturing, enhancing access to health and well-being for households across urban and rural areas. Moreover, the loan-driven supply chains created by Validus facilitate the jobs of over 500 delivery partners, further driving economic growth and local employment opportunities. Till now, SMEs that get financing through Validus have managed to boost their job numbers by an average of 12%. Clients who received support from Validus' funding witnessed revenue growth of 17%, outshining the average SME growth rate of 5%.
Investing in this project contributes to the improvement of livelihoods and the overall development of communities in Indonesia. With Validus (and its subsidiary Batumbu), your investment has the power to foster social progress, creating a positive ripple effect that reaches far beyond financial returns.
The story of Validus
Since Validus’ achievement of OJK registration* in 2018 and full license thereafter, the digital lending platform has risen to a leading position in terms of monthly financing to SMEs. By solely concentrating on the productive sector, Validus has effectively facilitated over $950 million in loans to date for micro and small enterprises.
Validus partners with large corporates in the ASEAN region to finance their supplier and distributor transactions using data-driven underwriting methodologies. They leverage vast pools of live, alternative data including historical lending, contract, and purchasing information to allow them to offer financing to SMEs and micro enterprises who cannot access a traditional loan through a bank. Their extensive experience in this space has allowed them to offer a diverse range of short-term, microloans. As a Group, they have financed over $2 billion in loans, across four markets, and service a loan book of over $170 million and 2,700+ active SME borrowers.
*OJK is an independent Institution with the authority to regulate, supervise, examine, and investigate the Financial Services sector in Indonesia.
Validus in numbers
- Founded in 2015
- 297 employees
- More than 2,700 active SME borrowers
USD risk
Check the interest rate and maturity Validus offers you as an investor at the top of this page. For more information about possible exchange rate risks, visit our currency page.
Virksomhedens navn | Validus |
ADMINISTRERENDE DIREKTØR | Nikhilesh Goel |
Grundlagt | 2015-01-01 |
Beliggenhed | Singapore |
Sektor | Engroshandel / detailhandel |
Omsætning | $2,500,000 |
Medarbejdere | 297 |
Kreditvurdering | B+ |
Påvirkning
Validus stræber efter at forbedre livet for alle, der er involveret i de SMV'er, de betjener, herunder deres kunder, medarbejdere, medarbejdernes familier, for ikke at nævne virksomhedsejerne selv. Siden 2015 har den digitale udlånsplatform finansieret over 1 milliard dollars til SMV'er i Singapore, Indonesien og Vietnam. Iværksættere i Sydøstasien står over for et enormt finansieringsbehov. Alene i Indonesien er SMV'er på udkig efter 160 milliarder dollars for at kunne udvikle deres virksomheder. Ved at tilbyde dem finansielle tjenester leverer Validus tiltrængt finansiering i regionen og bidrager til finansiel inklusion i Sydøstasien.
Indtil videre har SMV'er, der modtager finansiering via Validus, været i stand til at øge antallet af arbejdspladser med 12 % i gennemsnit. Kunder, der får støtte fra Validus, har i gennemsnit øget deres omsætning med 17 % sammenlignet med den gennemsnitlige SMV-vækstrate på 5 %.
VM påvirket
Med dette projekt bidrager du til følgende mål for bæredygtig udvikling:
VM 1 - Ingen fattigdom
VM 8 - Anstændigt arbejde og økonomisk vækst
Læs mere om den indflydelse, du kan have via vores platform og VM på vores side om indflydelse.
Relaterede blogindlæg
Få mere at vide om Validus i deres indledende blogindlæg her.
- Med denne investering skabes 30 jobs
- Med denne investering forbedres 1200 liv