Validus 11
Through an investment in Validus, you support 1,200+ SME businesses across Indonesia to continue their activities and grow. Most loan applicants of Validus are local distributors of essential health products. *exchange rate risk EUR/USD*. Only 1 notional payment after 12 months, interest payment after 6 and 12 months!
€250,000
6.00%
12 mesecev
6 mesecev
USD
ValutaZnesek | €250,000 |
Obresti | 6.00% |
Zrelost | 12 mesecev |
Odplačila | 6 mesecev |
Valuta | USD |
Projekt
What social return could your investment make?
Validus (a subsidiary of Batumbu) is a powerful financial institution that makes a significant social impact. By providing essential financing to over 1,200 SME distributors across 26 provinces in Indonesia, Validus enables the delivery of vital products to the local communities. Distributors like Surya Eka Putra, operate in key sectors such as FMCG, pharmaceutical, and manufacturing, enhancing access to health and well-being for households across urban and rural areas. Moreover, the loan-driven supply chains created by Validus facilitate the jobs of over 500 delivery partners, further driving economic growth and local employment opportunities. Till now, SMEs that get financing through Validus have managed to boost their job numbers by an average of 12%. Clients who received support from Validus' funding witnessed revenue growth of 17%, outshining the average SME growth rate of 5%.
Investing in this project contributes to the improvement of livelihoods and the overall development of communities in Indonesia. With Validus (and its subsidiary Batumbu), your investment has the power to foster social progress, creating a positive ripple effect that reaches far beyond financial returns.
The story of Validus
Since Validus’ achievement of OJK registration* in 2018 and full license thereafter, the digital lending platform has risen to a leading position in terms of monthly financing to SMEs. By solely concentrating on the productive sector, Validus has effectively facilitated over $950 million in loans to date for micro and small enterprises.
Validus partners with large corporates in the ASEAN region to finance their supplier and distributor transactions using data-driven underwriting methodologies. They leverage vast pools of live, alternative data including historical lending, contract, and purchasing information to allow them to offer financing to SMEs and micro enterprises who cannot access a traditional loan through a bank. Their extensive experience in this space has allowed them to offer a diverse range of short-term, microloans. As a Group, they have financed over $2 billion in loans, across four markets, and service a loan book of over $170 million and 2,700+ active SME borrowers.
*OJK is an independent Institution with the authority to regulate, supervise, examine, and investigate the Financial Services sector in Indonesia.
Validus in numbers
- Founded in 2015
- 297 employees
- More than 2,700 active SME borrowers
USD risk
Check the interest rate and maturity Validus offers you as an investor at the top of this page. For more information about possible exchange rate risks, visit our currency page.
Ime podjetja | Validus |
GENERALNI DIREKTOR | Nikhilesh Goel |
Ustanovljeno | 2015-01-01 |
Lokacija | Singapore |
Sektor | Trgovina na debelo/maloprodaja |
Obrat | $2,500,000 |
Zaposleni | 297 |
Kreditna ocena | B+ |
Učinek
Validus si prizadeva izboljšati življenje vseh, ki so povezani z MSP, ki jim služi, vključno s strankami, zaposlenimi, njihovimi družinami in tudi lastniki podjetij. Od leta 2015 je digitalna posojilna platforma financirala več kot milijardo dolarjev malim in srednje velikim podjetjem v Singapurju, Indoneziji in Vietnamu. Podjetniki v jugovzhodni Aziji se soočajo z veliko vrzeljo v financiranju. Samo v Indoneziji mala in srednje velika podjetja iščejo 160 milijard dolarjev, da bi lahko razvijala svoja podjetja. S tem ko jim ponuja finančne storitve, Validus zagotavlja prepotrebno financiranje v regiji in prispeva k finančni vključenosti v jugovzhodni Aziji.
Do zdaj so MSP, ki so prejela financiranje prek spletne strani Validus, lahko povečala število delovnih mest v povprečju za 12 %. Stranke, ki so prejele sredstva iz Validus', so povečale svoje prihodke v povprečju za 17 % v primerjavi s povprečno 5-odstotno stopnjo rasti MSP.
OZR vplivalo na
S tem projektom prispevate k naslednjim ciljem trajnostnega razvoja:
OZR 1 - Brez revščine
OZR 8 - dostojno delo in gospodarska rast
Več o vplivu, ki ga lahko dosežete z našo platformo in spletno stranjo OZR, si preberite na naši strani o vplivu.
Sorodne objave na blogu
Več o spletni strani Validus si preberite v uvodni objavi na blogu tukaj.
- S to naložbo je bilo ustvarjenih 30 delovnih mest.
- S to naložbo se izboljšajo življenja 1200